At Lotus Insurance, our mission is simple – we work with you, for you, to get the right coverage for your business.

Safeguard Your Business, Your Passion, Your Future

Your Business,
Your Passion,
Your Future

Your business, the result of years of dedication and hard work, is more than an enterprise. It’s the reason you rise each morning, the embodiment of your ambition. At Lotus Insurance, we recognise the vital importance of your business and offer a solution to shield it from life’s unpredictables. Through our tailored packages, you can confidently transfer the risk of unforeseen disasters, securing your peace of mind.

Business Package

Tailored for the dynamic needs of small and medium-sized enterprises (SMEs), our Business Package is an all-encompassing policy that covers a wide range of risks including assets protections, fire, theft, money, plate glass, business interruption, storm & water damage, machinery breakdown, goods in transit, general property, public liability. It also includes many more individual policies such as:

Residential Strata & Property Owners' Cover

Comprehensive insurance for property owners, safeguarding strata properties and investments against damage, liability, and financial losses.

Contract Works

Comprehensive coverage for construction projects, safeguarding against unforeseen incidents during construction or renovation phases.

Income Protection

A safety net for your financial stability, providing a regular income if you’re unable to work due to illness or injury.

Professional Indemnity

Essential for professionals, offering protection against claims of negligence, misadvice, or breach of duty in your services or advice.

Cyber Insurance

A robust shield against online risks including data breaches, cyber-attacks, and digital fraud, ensuring your business remains resilient in the digital age.

Home & Contents

Comprehensive coverage for personal and business assets, safeguarding your home and contents against unexpected events.

Marine Transit, Boats, and Marine Cargo

Comprehensive protection for maritime assets and cargo against loss, damage, or liability during transit. Essential for secure marine logistics and operations.

Private/Business Cars, Heavy Motor & Fleet Insurance

Essential coverage for vehicles, protecting against accidents, theft, and liability, ensuring business continuity and personal peace of mind on the road.

Business Interruption and Management Liability

Protection against financial losses during unforeseen business interruptions and liability coverage for management decisions and actions.

Public/Product Liability

Provides indemnity against claims of injury or damage caused by your business activities or products, essential for customer-facing businesses.

A personal solution

We understand that your insurance needs are as individual as your business. Some may require a selection of these coverages, while others might need a more comprehensive approach. That’s why Chris offers personal consultations. He will visit you, assess your unique business context, and advise on the most suitable coverages.

Don’t see what you need here?

Fill this form with a request for a coverage service and Chris will give you a personal call to discuss!